I was in a car accident should I go through my insurance carrier or the person who hit me?

If the car crash is not your fault, it is typically best to go through the insurance carrier of the person who caused the accident.  The other insurance carrier will be the one to ultimately pay out the expenses of property damage, rental, and/or towing.  If you do not have rental and/or towing coverage on your policy, your insurance carrier may not cover these expenses even if you are entitled to them.  Your insurance carrier may pay you for property damage, rental, and/or towing but will subrogate (collecting the money) against the other insurance carrier.

You must go through your insurance carrier if the car accident is your fault.  If you have a collision on your vehicle, you may be responsible for a deductible, which will be subtracted from the money you receive.  Look to your insurance policy declaration page to see what coverage you purchased.  Check for rental and towing coverage.  Just because you have rental and towing coverage does not necessarily mean all of your out pocket expenses will be reimbursed, limits may apply depending on your policy.

Car accidents are scary, better call Kerry!
Our office is here to help and guide you through the process.  Call us today to get a free consultation with Attorney Socha.

What My Clients Say

Naithan Rojas
Naithan Rojas
2023-09-13
I can’t thank Kerry enough for her outstanding work on my case! She fought tirelessly to ensure that I get the compensation I deserved. She’s kept me updated throughout the process and made sure I was okay in all aspects, her expertise, dedication, and professionalism are unmatched. I’m grateful to have Kerry on my side. I highly recommend Kerry Socha’s services to anyone seeking justice!
Scott Lent
Scott Lent
2023-07-31
Kerry took the time to get to know me and my Workers Compensation case from a slip and fall on ice at my employers facility. I would use her services again and recommend her to a friend.
David Childers
David Childers
2023-07-20
Kerry was amazing!! I called to find out if she was able to take my case and unfortunately she was not able to but still she gave me deep detailed advice on how to proceed with the issues that I was dealing with. She gave me some brilliant ideas to eliminate the issues and I completely can’t thank her enough for her time that she spent coaching me through everything! If you need an attorney in Connecticut she would be the one to hire. David Childers
c crawford
c crawford
2023-05-13
Being from out of state, I called Vernon chamber of commerce to look for recommendation of a lawyer. Within the hour I was on the phone with Kerry telling her the details of my daughter’s predicament. Her professionalism and savvy led to a quick result. I couldn’t recommend her more highly.
Alex Bailey
Alex Bailey
2023-05-08
Very pleased with Kerry and her work! I will definitely recommend her!
Christine Noonan
Christine Noonan
2023-02-15
My husband was in a car accident in March 2020 that was not his fault. We hired a personal injury lawyer that did absolutely nothing for almost 3 years. We found Kerry and she had his case settled within about 6 months. She was wonderful at communicating what needed to be done on our end and keeping us abreast of the case. We HIGHLY recommend her and her skill as a personal injury attorney.
Brittany Huri (Palmer)
Brittany Huri (Palmer)
2023-01-14
Kerry has been phenomenal. She is extremely thorough and genuine. I am so thankful I chose her to represent me in my accident case. Kerry has been very fair, transparent, and honest. It was very important to me to have someone in my corner like her. I highly suggest her to everyone.
Neil D
Neil D
2022-09-18
Kerry was great to work with. Great with communication and helping you understand the process. She was also very flexible and will go the extra mile to get things done for you!
Athena Allure
Athena Allure
2022-09-17
I had the pleasure of working with Kerry! Not only is she an amazing lawyer she’s very kind. Kerry is very flexible, looks out for your best interest, and is thorough in all that she does. She made sure everything was done fast and efficiently.
Jacquelyn LaBonte
Jacquelyn LaBonte
2022-09-13
Attorney Socha represented my family in a small claims case, I am absolutely amazed with the wonderful job she did in representing us is such a small case, she went over and above, dotted her “i” and crossed her “t”! If we ever needed representation in a court of law on any large or small case, she would be the attorney we would call.