No. Whether or not you have your seat belt on at the time of a car accident will not determine if you are at fault. Wearing a seat belt does not effect the way a person is driving. Even if you are not liable for the car accident, you still may be given a ticket for not wearing a seat belt. Under Connecticut law failure to wear a seat belt while driving carries a $50 fine, but if you are under the age of 18 the fine increases to $75. (Connecticut General Statute §14-100a(c)(4)) Failure to wear a seat belt is a non-moving violation that should not effect your driving record or increase the cost of your automobile insurance.
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